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Loans
Posted : Thursday Nov 30, 2006 18:13:34 EST
VA guarantees loans made by private lenders to buy a home, manufactured home, manufactured home and lot, certain types of condominiums, or to build, repair and improve a home.
This benefit also may be used to refinance an existing home loan. Certain disabled veterans may receive grants to have their home adapted to accommodate special needs.
In addition, Native Americans who wish to buy or build a home on Trust Land may be eligible for a direct loan from VA.
To be eligible for a VA home loan, individuals must have completed six years in the Selected Reserves or National Guard with an honorable discharge; however, requirements for time in service may be reduced due to service-connected disabilities. There are no application deadlines for many VA loans, and there is no time limit for using the basic VA home loan.
Contact: Call the VA Loan Guaranty Customer Service at (888) 244-6711.
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