Most people don’t learn about identity theft and fraud until after it happens. Make it your mission to be vigilant about your personal and financial information security. The steps you take to be proactive could go a long way, and save you the heartache of dealing with fraud and theft.
Whether it’s repairing a leaky roof or making your Pinterest kitchen become a reality, you can make your dreams come true by making your home equity work for you as a powerful financial tool. Here’s a few tips to keep in mind.
If you’re a frequent traveler, live on-the-go or are booking a vacation, you have everything to gain from taking full advantage of the benefits and rewards of your credit card. Understanding your credit card’s reward system and policies can help you not only rack up points faster along the way, but can also ultimately save you money on vacation costs and even everyday expenses. Here are some tips for maximizing your credit card while you’re on the move this summer.
If you feel like your personal finance skills are stuck in basic training, you’re not alone. Taking your skills to the next level takes discipline and determination. The good news is these values are part of military life and should come naturally as your career continues.
The United States has no shortage of amazing cities, but which ones are the best for veterans? Navy Federal Credit Union decided to find out. In 2018, they commissioned a study that looked at veterans’ income, unemployment rates and proximity to VA hospitals and military bases. They coupled those results with quality-of-life measures such as cost of living, the local economy and access to health resources and colleges. The results are in! According to the study, the following cities scored the highest for both veterans and quality of life.
Do you want to drive the same sedan, truck or SUV for up to 10 years or switch vehicles every two or three years? The decision to buy or lease a new car can affect your finances and lifestyle, and it’s all about whether you want to be in it for the long or short term. The best plan of action is to consider the pros and cons of buying and leasing before you begin the car-buying process.
This year’s Military Saves Week(#MSW19) is upon us. The annual awareness event about the importance of building good savings behavior amongst those who serve and in military families is more important than ever because, sadly, the fact is the majority of Americans have less than $1,000 in savings. And with the expert recommendation of having 3-6 months of living expenses saved up as part of a rainy day fund, $1,000 is often simply not enough.
Almost everyone sets new resolutions on January 1, but that’s the easy part. Your resolutions might be job related, like scoring higher on your PT test. Or maybe it’s financial, like staying within budget and paying down debt. When it comes to debt, have no fear – there are great financial offers and tools available to help pay off credit card debt and get you back on track.
Credit cards have the potential to make a big impact on your finances. They’re a great way to build your credit history, earn rewards and some even come with some pretty handy perks. But many Americans are spending less time choosing a credit card than they are remembering their video steaming passwords. That may be even truer around the holidays when issuers are pushing huge sign-up bonuses. So, what does that mean for you?
The holidays are a time for family, friends, overeating and unfortunately for some, overspending. In fact, consumers say they expect to spend an average of $967 this holiday season. So, if there were a way to make your spending go further, wouldn’t you want to know?
Choosing the right credit card is an important financial decision – but with hundreds of different rewards programs to pick from, sifting through and making the right choice can seem daunting. Knowing what to look for before you search can help take some of the pressure off. With a strategic approach, it may even be as easy as 1-2-3!
Whether you’re out for Right Arm Night or dinner with a friend, it’s not uncommon to split the bill. After all, you ordered an appetizer and everyone in your crew ordered drinks and entrées. You definitely don’t want to split that down the middle! Unless you have exact change, you’re probably asking around to break that $20 or have a friend spot you. We’ve all been there.